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Punto Banco
This version of Baccarat is originally from Latin-America where it spread via Cuba to become the most popular form of the game played in the USA. So as to utterly confuse everyone in the rest of the world, Americans often refer to it as 'Baccarat-Chemin de Fer'.
The game is very similar in play and again the main difference surrounds the bank which in this version is always held by the house or casino. Each deal pits the banker's hand against the player's hand - and players simply decide whether to bet on one or the other. The person who bets the most for the player's hand gets dealt the cards and plays them but from a betting point of view this person is no different to any of the other players who bet on the player's hand. The shoe of cards does still pass from player to player but this person is strictly a dealer only and doesn't bankroll the betting. The dealer is otherwise no different to any of the other players and may bet on either the player's hand or the dealer's hand, too.